This 
        statement is effective as of November 1, 2006. 
        Welcome to 
        the Marketricity 
        Web site (the “Web site“). Use of and access to the Web 
        site is subject to your compliance with the following terms.
        1. ACCEPTANCE OF TERMS
        PLEASE READ THE TERMS OF USE CAREFULLY BEFORE USING THE WEB SITE. By 
        accessing and using the Web site in any way you agree to be bound by the 
        terms of use described in this document (”Terms of Use”).
        IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS CONTAINED IN 
        THE TERMS OF USE, DO NOT USE THIS WEBSITE IN ANY MANNER. 
        Marketricity reserves 
        the right to limit or terminate your access to the 
        Marketricity Web site 
        if you don’t comply with them. The Terms of Use are entered into by and 
        between Marketricity 
        and you.
        2. MODIFICATION OF TERMS OF USE
        Marketricity 
        reserves the right, at its sole discretion, to change, modify, update, 
        add, or remove portions of the Terms of Use at any time, with or without 
        notice. Please check these Terms of Use periodically for changes. Your 
        continued use of the Web site following the posting of changes to the 
        Terms of Use will signify your acceptance of those changes.
        3. RESTRICTIONS ON USE OF WEB SITE
        To the extent that you use or connect to any third party messaging 
        system through the Web site, you agree that you will comply with all 
        terms and conditions of use for such third party messaging systems, 
        including without limitation, the proper registration for, acquisition 
        and use of a user name and password use for such messaging system. You 
        may not use the Web site to upload or transmit any items that are 
        unlawful, harmful, threatening, abusive, harassing, tortious, 
        defamatory, vulgar, obscene, libelous, invasive of another’s privacy, 
        hateful, or racially, ethnically or otherwise objectionable. Further, 
        you may not use the Web site to facilitate any infringement or 
        misappropriation of any intellectual property rights of a third person 
        or for any illegal activities. All messages, information, digital files 
        or other materials, whether publicly posted or privately transmitted, 
        are the sole responsibility of the person who sends or publishes such 
        items. Accordingly, you are responsible for all items that you upload, 
        post, email, transmit or otherwise make available via the Web site.
        Marketricity 
        reserves the right, but has no obligation, to monitor the materials 
        posted in the public areas of the Web site. 
        Marketricity shall 
        have the right to remove any such material that in its sole opinion 
        violates, or is alleged to violate, any applicable law or these Terms of 
        Service. Notwithstanding this right of 
        Marketricity, YOU 
        REMAIN SOLELY RESPONSIBLE FOR THE CONTENT OF THE MATERIALS YOU POST IN 
        THE PUBLIC AREAS OF THE WEB SITE AND THAT YOU TRANSMIT IN YOUR PRIVATE 
        E-MAIL OR INSTANT MESSAGES.
        4. NO UNLAWFUL OR PROHIBITED USE
        As a condition of your use of the Web site, you will not use the Web 
        site for any purpose that is unlawful or prohibited by these Terms & 
        Conditions. You may not use the Web site in any manner that could 
        damage, disable, overburden, or impair any 
        Marketricity 
        server, or the network(s) connected to any 
        Marketricity server, 
        or interfere with any other party’s use and enjoyment of the Web site. 
        You may not use the Web site to post advertisements that contain 
        content, graphics, images or sounds owned by others without obtaining 
        their prior consent; and you may not use the Web site to post 
        advertisements that violate the privacy or personal rights of others 
        without obtaining their prior consent.
        5. POSTING TO PUBLIC AREAS OF THE WEB SITE
        By posting information or content to any public area of the Web site, 
        you automatically grant, and you represent and warrant that you have the 
        right to grant, to 
        Marketricity an irrevocable, perpetual, non-exclusive, 
        fully-paid, worldwide license to use, copy, publicly perform, publicly 
        display and distribute such information and content and to prepare 
        derivative works of, or incorporate into other works, such information 
        and content, and to grant and authorize sub-licenses of the foregoing.
        6. COPYRIGHT AND TRADEMARKS INFORMATION
        COPYRIGHT NOTICE: Copyright © 2002-2006 
        Marketricity All 
        Rights Reserved.
        “Marketricity” is a registered trademark of 
        Marketricity All other 
        trademarks, trade names, service marks, service names are the property 
        of their respective holders.
        “AIM” and the running man logo are registered 
        trademarks of America Online, Inc.
        “Google Talk” is a registered trademark of Google Inc.
        “ICQ” is a registered mark of ICQ, Inc.
        “JABBER®” is a registered trademark of the Jabber 
        Software Foundation.
        “MSN” and the butterfly logo are registered trademarks 
        of Microsoft Corporation.
        “Yahoo!” and “Yahoo! Messenger” are registered 
        trademarks of Yahoo, Inc.
        
        THIS SITE IS NOT AFFILIATED WITH OR ENDORSED BY
        America Online, Inc., Google Inc., ICQ, Inc., Jabber Software 
        Foundation,
        Microsoft Corporation or Yahoo, Inc.
        7. PRIVACY POLICY 
        Marketricity 
        respects your desire for privacy. 
        Marketricity’s Privacy 
        Policy can be found at 
        www.marketricity.com/privacy.htm. By using the Web site, you are 
        consenting to the terms of our Privacy Policy.
        8. LINKS TO THIRD PARTY WEB SITES
        This Web site may contain links to third-party sites which are not 
        under the control of 
        Marketricity, and 
        Marketricity is not 
        responsible for the contents of any linked site or any link contained in 
        a linked site, or any changes or updates to such sites. The inclusion of 
        any link does not imply that 
        Marketricity endorses or accepts any responsibility for 
        the content on such third-party site. Your correspondence or business 
        dealings with, or participation in promotions of, third party website 
        found on or through the Web site, including payment and delivery of 
        related goods or services, and any other terms, conditions, warranties 
        or representations associated with such dealings, are solely between you 
        and such third party. 
        Marketricity is not responsible or liable for any loss 
        or damage of any kind incurred as the result of any such dealings or as 
        the result of the presence of links to such third party websites on the
        Marketricity 
        Web site.
        9. DISCLAIMER OF WARRANTY
        EXCEPT AS EXPRESSLY PROVIDED OTHERWISE, ALL INFORMATION ON THIS WEB 
        SITE IS PROVIDED “AS-IS” WITHOUT WARRANTY OF ANY KIND AND MARKETRICITY 
        HEREBY DISCLAIMS ALL WARRANTIES EITHER EXPRESSED OR IMPLIED, INCLUDING 
        BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR 
        A PARTICULAR PURPOSE. IN ADDITION, EXCEPT AS EXPRESSLY PROVIDED 
        OTHERWISE, MARKETRICITY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT, 
        TITLE, OR QUIET ENJOYMENT. In no event shall 
        Marketricity be liable 
        for any special, indirect or consequential damages, or any damages 
        whatsoever resulting from loss of use, data or profits, whether in an 
        action of contract, negligence or other tortious action, arising out of 
        or in connection with the use of this Web site or information available 
        from the Web site.
        Except as expressly provided otherwise, you assume all risks 
        concerning the suitability and accuracy of the information within the 
        Web site. The Web site may contain technical inaccuracies or 
        typographical errors. 
        Marketricity assumes no responsibility for and disclaims 
        all liability for any such inaccuracies, errors, or omissions on the Web 
        site.
        Marketricity 
        may make changes to the Web site, information, product offerings, and 
        any other information and materials on the Web site at any time and 
        without notice.
        10. INDEMNITY
        You agree to indemnify, defend, and hold 
        Marketricity and its 
        affiliates, officers, agents, co-branders, partners, and employees 
        harmless from any claim or demand, including reasonable attorneys’ fees, 
        made by any third party due to or arising out of your use of this Web 
        site, your connection to the Web site, your violation of the Terms of 
        Use, or your violation of any rights of other users of this Web site.
        11. TERMINATION
        Marketricity 
        reserves the right to terminate your privilege to use this Web site at 
        any time for any reason, including without limitation, if 
        Marketricity has been 
        notified by third parties or has a good faith concern that any of your 
        activities may infringe third party rights or violate the laws or 
        regulations of any applicable jurisdiction.
        12. GENERAL INFORMATION
        The Terms of Use, the Privacy Policy and any applicable guidelines 
        posted on the Web site together constitute the entire agreement between 
        you and Marketricity 
        and govern your use of the Web site, superseding any prior agreements 
        between you and Marketricity 
        relating to your use of this Web site (including, but not limited to, 
        any prior versions of the Terms of Use). You also may be subject to 
        additional terms and conditions that may apply if you sign up or 
        register for Marketricity 
        services or use third-party content or third-party software. By 
        accessing the Web site you agree that the statutes and laws of the 
        United States and the Commonwealth of Massachusetts, without regard to 
        any principles of conflicts of law, will apply to all matters relating 
        to the use of this Web site, and you further agree that any litigation 
        shall be subject to the exclusive jurisdiction of the state and federal 
        courts in Middlesex County, Massachusetts, USA. The failure of 
        Marketricity to 
        exercise or enforce any right or provision of the Terms of Use does not 
        constitute a waiver of such right or provision. If a court of competent 
        jurisdiction finds any provision of the Terms of Use to be invalid, the 
        parties nevertheless agree that the court should endeavor to give effect 
        to the parties’ intentions as reflected in the provision, and the other 
        provisions of the Terms of Use remain in full force and effect. 
        Regardless of any statute or law to the contrary, any claim or cause of 
        action arising out of or related to use of the Web site or the Terms of 
        Use must be filed within one (1) year after such claim or cause of 
        action arose or be forever barred. The section titles in the Terms of 
        Use are for convenience only and have no legal or contractual effect.
        13. COMMENTS AND QUESTIONS If you have any comments or questions you 
        may address them to the customer service department at 
        Marketricity, at
        comments@marketricity.com.
        
        Last updated: November 1, 2006.